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Problems Associated with Remodeling a Home Without a Permit

Problems Associated with Remodeling a Home Without a Permit

In defense of pulling permits for a remodeling job, if you're flexible with your time and don't mind spending a few hundred more, it's generally a good idea to get a permit. And here are some of the problems that could come back to haunt a homeowner who moves forward on a remodel without a permit:

Non-permitted work might not be done correctly or to code.
Just because a homeowner hires a contractor doesn't mean the contractor will do the job correctly. In addition, there is typically more than one way to do a job, and all three of those could be wrong.

Homeowner's insurance might not cover a defect for non-permitted remodeling.
If a remodel was done incorrectly and something happens, say a hot wire slips out of a wire nut and a fire breaks out. The damage caused by that fire might not be covered by a homeowner's insurance policy if the improvement was finished without a permit.

City might require you to tear it out.
City code often requires that framing be inspected by the city prior to hanging drywall. To determine if studs were installed in a bathroom 16-inches on center, for example, a city inspector might make a homeowner tear out the walls. All the ceramic wall tiles would go with it.

City might assess penalties.
If a permit seems expensive, wait until you get a bill for the fines and penalties for failure to obtain a permit. The job permit could cost you triple or quadruple the amount of the original permit fee.

A home appraiser might not include an addition in the square footage.
If the appraiser does not include the added square footage in the appraisal, the home will probably appraise for much less. This means a seller might be turned down for a refinance. A buyer might not be able to get a loan to buy the home.



Why should you get a REALTOR
  • Chances are your REALTOR can get you a higher price for your property than if you tried to sell it yourself.
  • Statistics prove you will sell your home a lot faster when you use the services of a REALTOR.
  • When you work with a member of the Fraser Valley Real Estate Board, you are really working with thousands of REALTORS who can advise all of their prospective customers and clients about your home through the Board's Multiple Listing Service.
  • Your REALTOR can open doors to thousands of properties in the Fraser Valley alone through MLS and provide you with an up-to-the-minute computerized list of homes specifically suited to your needs.
  • Your REALTOR knows your neighbourhood and assesses market conditions and property values on a daily basis.
  • Your REALTOR has been educated on the complex laws and regulations in real estate and is trained to put together a legally binding contract.
  • Negotiating price is an art. Your REALTOR will negotiate objectively in order to get the best possible price for your home.
  • REALTORS are on call and available seven days a week to show your home.
  • REALTORS have the skills and resources to market your home effectively.
  • Your REALTOR is aware of the many options available for financing the sale, and has the latest information on mortgages.

If you are serious about selling your home, then you should consider using the experts. REALTORS are real estate marketing specialists. Let them deliver the professional service you deserve.



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